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Chronic obstructive pulmonary disease (COPD) is not curable. Oxygen therapy is the only treatment which has been proven to prolong the life of a patient diagnosed with this disease. However, there are several different kinds of oxygen therapy.

Long Term Oxygen Therapy (LTOT) is the medical phrase used for those who require 15 hours or more of oxygen therapy a day. Ambulatory (portable) Oxygen Therapy is the medical phrase used for patients who leave the home or treatment facility for exercise. Depending upon the patient, they may need to be on oxygen therapy even during this physical activity. Short Burst Oxygen Therapy is a term for short exposures to oxygen therapy meant to relieve symptoms of dyspnoea, which means difficult or labored breathing or shortness of breath.

While Short-burst oxygen therapy continues to be prescribed by some physicians, medical research does not support such prescriptions. Over and over it is observed that short burst therapy does not achieve the results desired from oxygen therapy.

• O'Neill B et. al in Respiratory Medicine July 2006 ran an analysis of the short burst oxygen therapy articles found in current medical literature. They concluded that wide spread prescription of short-burst therapy is not evidence based.
• In the European Respiratory Journal April 2006, Eaton T et. al. concluded "the availability of short-burst oxygen therapy for chronic obstructive pulmonary disease patients discharged from hospital following an acute exacerbation did not improve health-related quality of life or reduce acute healthcare utilisation. These results provide no support for the widespread use of short-burst oxygen therapy."
• In February 2006, O'Neill B et. al. reported in the International Journal of Clinical Practice that many who are prescribed short-burst oxygen therapy but meet the requirements for ambulatory (portable) oxygen may actually be receiving suboptimal therapy.
• In the European Respiratory Journal October 2003, Lewis CA et. al. concluded "Overall, short-burst oxygen therapy neither reduced dyspnoea nor improved performance. This study does not support the use of short-burst oxygen therapy either immediately before or after exercise."
• Evans TW et. al. reported even in 1986 in Thorax "It is difficult to determine which patients will derive substantial and reproducible benefit from short burst oxygen but their numbers are probably small. The results cast doubt on the justification for the current widespread prescription of oxygen cylinders for occasional use."

Long term oxygen therapy is life extending for COPD patients, that has been conclusively shown. It is also expensive. When weighing the different oxygen therapy methods, apparatus, and equipment available, cost analysis is indeed important. However, the ultimate deciding factor should be the health of the patient. At this time, medical research does not support the use of short-burst oxygen therapy.

Samantha Rangen writes about home health issues. She has a BA in chemistry and has worked as a research technician for over 20 years in biochemistry, genetics, biochemistry, and cancer research.

Samantha markets discount home medical equipment, including Oxygen Concentrators at http://www.getinspec.com Visit for more information.

Hoodia

In a regular cup of coffee there are about 170 mg of caffeine and in decaffeinated coffee there are about 30/40 mg of caffeine.

On the stock market, Coffee is a 90 billion dollar industry but what is significant is that just in North America 85%+ drink 3 to 5 cups of coffee per day. A huge number of people are at risk for many of the issues surrounding coffee consumption.

Top Ten Reasons why you should consider switching to a "Healthy Coffee"

Top 10 Caffeine-Related Health Problems

Cardiovascular Problems

Caffeine increases your heart rate, elevates your blood pressure, and can contribute to the development of heart disease. Both decaf and regular coffee increase your cholesterol and homocysteine, the biochemical that science has linked to increased risk for heart attack. Caffeine is also linked to coronary vasospasms, the cause for 20% of all fatal heart attacks which kill otherwise perfectly healthy people.
Stress

Caffeine stimulates the excretion of stress hormones which can produce increased levels of anxiety, irritability, muscular tension and pain, indigestion, insomnia, and decreased immunity. Increased levels of stress from caffeine can keep you from being able to make healthy responses to the normal daily stress everyone is subjected to in their lives.

Emotional Disturbances

Anxiety and irritability are hallmark mood disturbances associated with caffeine consumption, but equally important is depression and attention disorders. Depression may occur as part of the let down after the stimulant effects of caffeine wears off. It may also appear during the recovery period after quitting caffeine while the brain's chemistry is readjusted. Caffeine rather than increasing mental activity actually decreases blood flow to the brain by as much as 30% and negatively effects memory and mental performance.

Blood Sugar Swings

Diabetics and hypoglycemics should avoid caffeine because it stimulates a temporary surge in blood sugar which is then followed by an overproduction of insulin that causes a blood sugar crash within hours. If you're trying to loose weight, this rollercoaster will actually cause weight gain since insulin's message to the body is to store excess sugar as fat.

Gastrointestinal Problems

Many people experience a burning sensation in their stomach after drinking coffee because coffee increases the secretion of hydrochloric acid leading to an increased risk for ulcers. Coffee, including decaf, reduces the pressure on the valve between the esophagus and the stomach so that the highly acidic contents of the stomach pass up to the esophagus leading to heartburn and gastro-esophageal reflux disease. With America 's high consumption of coffee, its no wonder the best selling over-the-counter drugs are the so-called antacids.

Nutritional Deficiencies

Caffeine inhibits the absorption of some nutrients and causes the urinary excretion of calcium, magnesium, potassium, iron and trace minerals, all essential elements necessary for good health.
Male Health Problems

Male Health Issues

Coffee is an irritant to the urinary tract and bladder. It is also a diuretic that aggravates conditions associated with frequent urination. Eliminating coffee and caffeine often relieves symptoms associated with frequent urination due to enlarged prostate glands.

Dr. Milton Krisiloff, M.D. has found that in the majority of cases, men can significantly reduce their risk for urinary and prostate problems by making dietary changes which include eliminating coffee and caffeine.

Female Health Problems

Fibrocystic breast disease, PMS, osteoporosis, infertility problems, miscarriage, low birth weight infants, and menopausal problems such as hot flashes are all exacerbated by caffeine consumption. Women on birth control pills are particularly at risk since they have a decreased ability to detoxify caffeine.

Adrenal Exhaustion

Caffeine consumption leads to eventual adrenal exhaustion which can leave you vulnerable to a variety of health disorders related to inflammation, autoimmunity, and fatigue.
Aging

Many people find in their forties that they can no longer tolerate the same level of caffeine consumption as they could in their twenties and thirties. The production of DHEA, melatonin, and other vital hormones start to decline and caffeine speeds up that downhill drop. Caffeine dehydrates the body and contributes to the aging of the skin and kidneys. It has been shown to inhibit DNA repair and slow the ability of the liver to detoxify foreign toxins.

Exhausted Adrenal Glands

Caffeine is a central nervous system stimulant. It causes the adrenal glands to secrete adrenaline, the hormone your body depends on in emergencies to elevate your heart rate, increase your respiration and blood pressure for a rapid flight-or-fight response. When you overuse stimulants, the adrenals become exhausted. If your caffeine sensitivity has diminished or you're one of those who claims you can drink 3 shots of espresso and go right to sleep, guess what? Your adrenals have given up responding. This means you have less resistance to stress, which leaves you vulnerable to health hazards such as environmental pollutants and disease pathogens

Severe Blood Sugar Swings

Caffeine forces the liver to release glycogen into the blood stream. The pancreas responds to the sudden rise in blood sugar by releasing insulin, the hormone which causes excess carbohydrates to be stored as fat. Within the span of an hour or two, the result is a sharp blood sugar drop resulting in a state of hypoglycemia (low blood sugar). That's when you think it's time for another cup of coffee and the whole cycle starts up again.

Acid Imbalance

Over 208 acids in coffee can contribute to indigestion and a wide variety of health problems resulting from over-acidity associated with arthritic, rheumatic and skin irritations. Many people experience a burning sensation in their stomach after drinking coffee because coffee increases the secretion of acid in the stomach. Optimal health calls for an alkaline pH balance in the body.

Essential Mineral Depletion

Coffee inhibits the absorption of some nutrients and causes the urinary excretion of calcium, magnesium, potassium, iron and trace minerals, all essential elements necessary for good health. Women need to be concerned about osteoporosis as menopause sets in. Studies show that women who drink coffee have an increased incidence of osteoporosis compared to non-coffee drinkers. Men are not immune to osteoporosis either.

These are a number of health conditions for which doctors advise their patients to eliminate coffee and all caffeine from their diet.

Acid indigestion
Anxiety, irritability and nervousness
Candida or yeast problems
Colitis, diverticulitis, diarrhea and other irritable bowel symptoms
Chronic Fatigue Syndrome and other auto-immune disorders
Diabetes or hypoglycemia (low blood sugar)
Dizziness, Meniere's syndrome or tinnitus (ringing in the ears)
Gout (Elevated Uric Acid levels)
Heart disease or heart palpitations
High blood pressure
High cholesterol
Insomnia and interrupted or poor quality sleep
Liver disease and gallbladder problems such as gallstones
Kidney or bladder problems including kidney stones
Migraines or other vascular headaches
Osteoporosis
Skin irritations, rashes and dryness
Ulcers, heartburn, and stomach problems such as hiatal hernias
Urinary tract irritation

IS THERE A HEALTHY COFFEE, BECAUSE I LIKE MY COFFEE?!?

Gano Healthy Coffee Products reduce the caffeine to about 7 or 8 mg per cup and give you the same energy boost without the health risks. De-caf Gano Cafe, Cafe Mocha and Tea, all blended with Ganoderma Mushroom extract, are available online at www.Healthy-Coffee-Shop.com. Ask for a free sample and try it for yourself.

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In the present era the risks have increased. There are different types of risks one faces in day to day life like risk of theft, fire, risks that affect life etc. To get security against such risks there are various types of insurances offered by various financial institutions. Insurance is a system where an individual get cover against different risks by paying certain amount on a regular basis which are called as premiums. There are different types of clauses a conditions mentioned depending upon the type of policy which is selected. Some examples of insurances available are life insurance, health insurance, car insurance, etc. Insurance quote is a estimate or approximation of the price of the insurance policy offered by the financial institution.

Insurance quotes can be called as a marketing weapon. It is a estimate of the price of the insurance policy which is offered to the prospective buyer by the insurance company. Company attracts shoppers or prospective customers by offering favorable insurance quotes. Insurance quote is just an estimate and it may change when actual policy is drafted. The actual policy may differ on the basis of the length of the policy, type of the policy and needs of the buyer.

Various types of insurance have different factors which help to draft the actual policy. Life insurance policy may depend upon the physical condition of the client, any previous medical record etc. Car insurance may depend upon the market value of the car, depreciation etc. Insurance quotes also differ from person to person and type of insurance. For e.g. Insurance quote of a sports car is higher then the price of a mid sized car.

For people who have less knowledge of the insurance and types can easily get good insurance quotes on the internet. Insurance quotes are offered with help of the information provided by the applicant of the prospective client to the insurance company. These quotes are very useful for the client when he is shopping to insurance policies. The customer can compare insurance quotes from various companies and choose the one which suits him the best.

Insurance quotes are offered by the company go give the customer an overview of the policy. Client can understand the policy before it is drafted with the help of the insurance quotes. Prospective client can select the best policy after going through the insurance quotes from different companies.

Insurance has become mandatory for all the people these days. It is extremely important for a person to choose the best insurance policy. These quotes help people to compare and choose the best suited policy. Insurance quotes are not only useful for the company to makes sales but also beneficial to the customers who want to buy insurance policies. They are offered by all the companies for all types of insurances depending upon the information submitted by the client.

Francisco Segura owns and operates http://www.insurancequotesadvisor.com

Insurance Quotes

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Recently, I mentioned one of the issues you face with an immediate annuity is the fact thatyou must choose a payout term when you decide you want an immediate annuity. Well, here is one of the biggest challenges. If you want the most money, you would choose a straight life payout (not recommended but you'll see why and the whole catch-22 about it). In a straight life payout, again, the insurance company is choosing a payout for you determined by their own life expectancy tables. We already discussed why this could put you at a great disadvantage, but it gets worse!

If you choose a straight life payout, you are basically saying pay me until I die. This is the way you get the most money. HOWEVER, if you die in 2 months, they keep the rest of the money! It's the end of the game for you and your money goes to the insurance company. So how can you protect yourself? Well, I can't tell you all the ways in a short excerpt but I will show you the challenge.

You can choose a life and joint survivor option meaning you and your spouse for example. The payments will then be lessened and also lessened to the extent of the youngest of the joint survivors as well...you get less money. You could choose a lifetime and 10 year payout meaning no matter what happens you (and your estate) would get paid for a minimum of 10 years in the event that you die before the 10 years. And if you don't you get paid for life. Again, you get paid less. The insurance company has to hedge their money.

That is the risk. Everything you do to mitigate your risk, the insurance company mitigates their risk. It is a no-win situation. You can't get enough money from them UNLESS you live WAY longer than they expect you to. That's the only way to win the immediate annuity game.

Now, in all fairness, there are appropriate situations for the immediate annuity and they certainly fit in very specific areas of an investment portfolio. But these are few and must be done properly by a knowledgeable adviser. Otherwise, you lose!

There are many more facets to immediate annuities one must be aware of. I hope this helps.

Other great and insightful information on annuities, can be gained by going to AnnuityMD.com. Also more information regarding fixed annuities can be found there as well.

Tony Bahu is author of, 'Annuities: The Shocking Truths Revealed' which is a controversial book which exposes the shocking secrets about annuities that banks and insurance companies don't want you to know. More information can be found at AnnuityMD.com

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Car insurance agents know, from experience and training, how to find the right kind of auto insurance for any situation. Since so many companies offer insurance these days, there is an enormous need for their services. The need only increases when you consider the amount of different policies out there, from simple fire and theft insurance to things like classic car insurance.

Until quite recently, it was very common for people to obtain insurance from a small selection of local companies who covered the market in that region. Over the last few decades, this has changed completely. With the European Union opening up cross-border competition, the market has been radically altered. With new companies increasingly using the Internet and call centers to reach consumers, there is now an astonishing array of choices in the insurance market.

Searching through company policies large insurance companies have always had agents working for them to find the best one for their customer. However, this type of agent is distrusted among people believing that their sole purpose is a salesperson whose best interest is of the company.

There are many independent car insurance agents who know about the products offered by many different insurance agents. They claim to able to search among these companies and to be able to find policies that are more benefical for each customer, almost always finding a deal to good to be true .

Whether your agent is interdependent or not it is important that you know that you will be dealing with the same agent all the time. Many companies will simply put you through to whatever agent is available when you call. It is much better to always deal with the same agent so that they can get to know your circumstances and needs and so always be in a position to offer you the most affordable car insurance.

A poor car insurance agent might think their job was over once you paid your premium, but that does not hold true for the best. These agents will always consider your thoughts, concerns and worries instead of ignoring them. They are working for you, and therefore should be finding ways for you to save money. A top level agent will always personally come to look over your vehicle should you ever need to make a claim, and then will stay thoroughly informed with your case until it is completed.

Consumers have many choices for car insurance from local agents, to companies who operate only in national call centers. When choosing affordable car insurance one must think about the level of service you will get from a company without local agents. A good local agent can sell you the classic car insurance policy, but also help you if and when you need to make claim, by examining your vehicle, and making sure that your claim has been properly dealt with. When dealing with a national company with no local car insurance agents, you may only be a policy number, and you can expect little to no personal service.

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