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According to the Diffusion Group, a consumer marketing research organization, the audience for podcasts is expected to grow to more than 50 million listeners by 2010. They estimate that three quarters of the people who own digital music players will be listening to podcasts. Apple seems to agree they recently began adding podcast programs to its iTunes online store.

So how do you cash in on this podcasting trend? More specifically, where does the cash come from? Theres three ways to make money with podcasting and each has its own pluses and minuses.

• Sponsorship. Just like in the traditional and radio business, you solicit a sponsor for each podcast. The sponsor pays a fee to you for being included in your podcast e.g. Brought to you by Proctor and Gamble, suppliers of find personal care products. Its advertising for them but it requires your podcasts to have enough value and readership to make it worthwhile. A variation of the sponsorship method is to associate your podcasting with PPC third-party ads using something like Googles Ad Sense program.
• Pay per cast. The simplest means of making money with podcasts is to charge a nominal fee for each cast say fifty cents or, alternatively, a subscription to your podcasting. This is a form of publishing and if theres enough protein in your podcasts, people will gladly pay for it.
• Donations. Depending on your podcast content, donations can be an effective way to raise money. Generally speaking, religion, politics, charity-oriented, or grass-roots social cause content are most likely to draw donations.

Whatever method you choose, the rapid growth of podcasting is too compelling to ignore!

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If you need funds fast, the good news is there are several suggestions on how to make money fast. Of course you don't want to do anything illegal but there are plenty of perfectly legal ways to generate cash fast.

Tip 1: Buy Resell Rights

One of the easiest ways to get a product that will be the answer to how to make money fast is to purchase the resell rights to a successful product and start selling it on your own through your site. If you do a good job choosing the project, you can begin earning money almost right away.

Tip 2: Spring Cleaning on EBay

Another idea for how to make money fast is by going through your home and doing some spring cleaning then selling a lot of your great items on Ebay. You can set auctions to end between 3 to 10 days and at the end of the time you'll end up with some cash.

Tip 3: Offer Services

You can also set up a web site and begin selling a wide variety of services depending on your skills. You'll be surprised at the need for bloggers, writers, proofreading, accounting, and other option. You could even be a consultant for businesses. You could create a membership site or even a newsletter.

Tip 4: Take Surveys

There are a wide variety of sites that will pay you money just to take surveys, especially if you're in a highly desirable demographic. While you won't get paid a lot, any extra income stream can be well worth it in terms of how to make money fast.

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People have asked for years "Can I sell my life insurance policy?". Now there is a real market, with real brokers and buyers for people who do not want their life policy anymore or they just want to see what it is worth if sold. These are called Life Settlements and they have added a great service to the insurance market - for both sellers, buyers and the companies who specialize in the selling of these issues.

The financial and insurance markets always seem to find a way to create the right products for the right time. I remember when Universal Life and VUL issues were the new hot thing. The life settlement market was something that was needed. There are billions of dollars worth of policies in the market that either not appropriate or out of date for the owner due to various factors or they were never the right life policy to buy in the first place. The point is, there are options now for these people and the only negative is that most people who own these and could use a cash settlement do not even know a market for selling an insurance policy exists.

Types of policies used

This is a growing list of the types of insurance that can be used for life settlements when looking to sell.

Whole Life - This type is a contract that insures a person for their "whole life" or age 100, whichever happens sooner. It can have cash value. It is a widely held type of insurance that works well for people selling or doing a viatical settlement due to terminal illness.

Term - If the policy is convertible, these can work if the face amount is high enough

Universal Life, VUL, and Adjustable Insurance are also used.

Investors

There are pools of investors who look to purchase these insurance policies and provide the cash settlement to the seller. This market continues to grow which is a benefit to someone looking to sell their contract. With more buyers and more companies growing everyday in the settlement and viatical market everyday, the price is more reliable and the seller can be assured that they are seeing more of the buyer market than ever before.

Reasons to Sell

As mentioned in the introduction, their are many personal reasons why someone would want to look into selling their life policy.

Premiums To High - If the policy has become less needy and the premiums have become a problem, a person would have normally just let the policy expire, which is something that someone should never do now obviously. Testing the life settlement market before letting the policy lapse - even with high premiums is strongly advised.

Quality Of Life (Would like Cash) - A life insurance issue is meant to provide security for your family or significant others in case of your death or to provide income if it serves an an annuity type issue. But if quality of life requires selling or transferring insurance or investing assets for cash, this is something to consider strongly.

Terminal Illness - The worst of the reasons, but at least you and your family have the option with cashing out and having a market where you can sell the life insurance.

Policy is No Longer Needed - Simple as that. Times and circumstances change. Rather than letting the issue expire, there is a cash settlement market to go to.

All transactions through reputable companies are completely legal and formal. The person looking to sell will have full contracts (similar to a closing on real estate), cash payout details and other legal issues disclosed.

Face amount minimums and age can effect the market on these transactions. Many of these settlements are well into the six figures. You can get free quotes to check on what your policy is worth.

Life Insurance Settlement Quote

Nick Hunter is the President of American Investment Training. One of his company services is specializing in assisting insurance holders on how to Sell a Life Insurance Policy through the secondary market. His company works with major insurance companies throughout the world.